✓ 100% Free — No Account Needed

Understand & Compare Your Loan Estimates in Seconds

Upload the Loan Estimate PDF your lender sent you. Our AI reads every page and lays out all your loan terms, fees, and closing costs in plain view. Shopping around? Upload two or more LEs and see them side by side with the better deal highlighted on every line — then download the whole breakdown as Excel or PDF.

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Drop your Loan Estimate PDF here

or click to browse your files

PDF only · up to 15 MB · works with scanned documents too · upload more than one to compare offers

🔒 Your privacy: your document is analyzed securely, and neither the PDF nor your full report is ever stored — both are discarded as soon as your results are generated. To keep improving this free tool, we retain only limited information from each analysis (the professional contact details printed on the document — such as the lender, loan officer, and broker — plus anonymous usage statistics) for internal research and product improvement. We never sell your information or share it with third parties for marketing. By uploading a document, you agree to this use.

Reading your document...
This usually takes 20–60 seconds. Please keep this tab open.

Side-by-Side Comparison

The better value on each line is highlighted. Lender credits: a bigger credit (more negative) is better for you.

Your Loan Estimate, Decoded

Loan & Applicant Details

Loan Terms

Projected Payments

Calculating Cash to Close

Comparisons

Lender & Loan Officer

Other Considerations

This free analysis is generated by AI from the document you uploaded and is provided for informational purposes only. Figures may occasionally be misread — always verify against your original Loan Estimate and confirm details with your lender. This is not financial advice, a loan offer, or a commitment to lend.

Data & privacy: the uploaded document and your full report are never stored. We retain only limited professional contact details printed on the document and anonymized usage data, used exclusively for internal research and improving this tool. Your information is never sold or shared with third parties for marketing.